Like Dodger, I have a policy from Pacific Cross and am happy with it. However, after a couple of years I elected to opt out of the outpatient cover. The policy has a 40,000 baht excess. The premium for outpatient cover amounting to 40,000 baht was costing only fractionally less. Besides, over the last dozen or more years, I have never spent anything like 40,000 baht on outpatient treatment. So it made no sense whatever. Instead I have a separate bank account with a lot more in it specifically for any uncovered medical costs.
If Immigration decides to make OP cover essential for all retirees in future, it will cost me at least 40,000 baht for 40,000 baht of cover! Madness! I know they will not accept my bank account as the equivalent.
The basic retirement visa regulations have been in place for decades with a continuing tinkering series of add ons over the years. If ever there was a time to go back to square one and totally revise them, surely now is that time.
https://aseannow.com/topic/1236690-p...or-retirement/
ubonjoe
Star Member
ubonjoe
Global Moderators
The Thai embassy and the 3 official consulates are issuing non-o visa for retirement now.
See: https://thaiembdc.org/2020/11/17/nonoretirement/
The only catch is that you would need proof of the medical insurance valid for 90 days from the date of entry.
That's because the whole https://thaiembdc.org/ is down at the moment, but the contents can still be found in google cache (put the address into google and click on the small black triangle).
francois (October 28th, 2021)