Let me try to say this in a vacuum with some people -not on this board- in mind.
How we spend our money is usually linked to how we earn it.If you live on your parents money as a grown man, you are far from being a credible financial advisor.
Easy come, easy go. Bravo to those who did something meaningful with their income.
Just in case; I am by no means implying that sucking Farang dick is easy.