Latin wrote.
"...and thats why america rules (dont mean to be crass) but in the US tfo be declared bankrupt or to fail is not the end...its simply the beginning of a new chapter..."

Not just America, the UK too. I've lost count of how many over 60s who've discovered a new avenue of income and life.

"'Whether you're white, black, Asian, male, female, gay or straight. Being born British is an enormous stroke of luck."
Andrew Marr.
Here here.

Paraphrased cos I can't remember thel exact quote.

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