Originally Posted by
Nirish guy
Just in case it's of any use or interest to anyone who's with BUPA, if you're still working ( and self employed or well in with your boss) you can start a "company policy" for as little as only two people and I was actually able to get better cover for two cheaper than my own existing personal cover with them for one !
This was quietly made known to me by one of their sales staff after I told them i was leaving to go elsewhere as I'd sourced cheaper cover and they told me that "they" couldn't compete, but rather than BUPA lose the business they'd get their business team to call me and within two days it was all set up and running. Apparently the business and personal divisions are two totally different sides of the BUPA tree and so can and do operate in a different ( more competitive ?) marketplace and so can and do offer different rates for ultimately the same service.
As already mentioned above the problem with moving is the buggers get you on "pre existing conditions" and as we get older it's almost impossible NOT to have something there re that, plus of course if you dont declare something and then try to claim for it later if it's large enough amount the buggers will trawl through your medical records in the hope of finding "something" so they can scream "AHH HA ! you didn't declare you'd a bad knee for a day in 1985 so accordingly we're not going to cover your bad arm in 2018 as it could all be connected !" Bastardos the lot of them I find mainly, but with the NHS on it's knees these days here in the UK I'm not sure what else there is one can do here re that ! :-(
Anyway, that's my tip in case anyone else finds that of use to make a fairly hefty saving.
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