The comment that many people have saved to an affordable retirement is a waste of space.
The huge numbers that went down, lost everything due to the Financial Crisis has to be taken into consideration.
Good businesses, profitable with good cash flows wiped out.
Those that were not bankrupted and tried to keep their businesses open, are to be congratulated.
BUT MANY WERE BURNT AND SOME STILL PAYING OFF THOSE DEBTS.
It is so smug to talk about people driving around in good cars that did not save enough for retirement.
Those who were protected are lucky, even though they still may not understand why.
There are many in Pattaya that have lost everything ,not because of not saving, but caught in the downturn.
it is fortunate that some got through without any financial penalties. Maybe they should contemplate those who did not.