Healthcare for ex pats

Hi Gents,

I am just trying to give you an alternative option to look at regards your health insurance needs, although I am saying nothing against BUPA.

This outfit are based in Bangkok, they have offered me the best insurance package, even though I will be in Vietnam, Laos and Cambodia.

They do, of course, cover Thailand and all Asia.

If anybody wants a quote or just to check them out, here's the person I dealt with and the company.

The contact is Richard Haigh.

http://globalhealthonline.com/

This is also an excellent and affordable health insurance option for expats living in Asia:

http://www.april-international.fr/

[jinks]

Thanks guys, these two and any positive replies will be copied to our rebuilt resource forum.

[Patexpat]

Kevin, how did this company handle pre-existing conditions?

according to the wording, it says that pre existing conditions that ocurred within the last 10 years that required follow up treatment.

[Two41]

This is also an excellent and affordable health insurance option for expats living in Asia:

http://www.april-international.fr/

I think AA Insurance brokers deal with April in Pattaya, I know they do in Hua Hin. http://www.aainsure.net/pattaya.html

Kevin, how did this company handle pre-existing conditions?


Hi,

They've told me any treatment I need for the throat cancer situation including consultations, I must do myself. Fairly standard to all insurance cover, I believe, as its pre existing.

[Two41]

This is also an excellent and affordable health insurance option for expats living in Asia:

http://www.april-international.fr/

I think AA Insurance brokers deal with April in Pattaya, I know they do in Hua Hin. http://www.aainsure.net/pattaya.html
April do a policy called LA MOBILIT├Й Asia Expat not actually mentioned on the website.

[UncleSam]

When I tried to fill out the online application on that insurance mentioned by Kevin, I found that the age limit is 65. That's a real problem with expat health insurance coverage. You can be as healthy as a 40 year old but if your are over a certain age, they won't accept you as a new applicant, even with a medical exam. In my case, I have never been able to find any company willing to insure a new applicant over 70, no matter your state of health, even if you pass the physical with flying colors.

[lexusgs]

Hi Gents,

I am just trying to give you an alternative option to look at regards your health insurance needs, although I am saying nothing against BUPA.

This outfit are based in Bangkok, they have offered me the best insurance package, even though I will be in Vietnam, Laos and Cambodia.

They do, of course, cover Thailand and all Asia.

If anybody wants a quote or just to check them out, here's the person I dealt with and the company.

The contact is Richard Haigh.

http://globalhealthonline.com/

Great info Kev. I'm a little late probably in saying this but nice to see you back on here! I'm with AXA PPP for what it's worth. Think I'll be going back to BUPA tho.

[jvt22222]

I sent a message yesterday to <http://globalhealthonline.com/> .......... they will not start insurance coverage for anyone over 65.

[cameroncat]

I would think there must be some Thai based health insurance plans that would be cheaper and cover more.

If you are going on holiday for a maximum of say 60 days, a lot of policies like American Express will cover you, they may ask a few questions but tell me who doesn't, pre-existing stuff that type of thing, but this is AX website info below which defines pre-existing:

Pre-existing criteria:
have attended a hospital as an in-patient in the last 12 months
are on a waiting list for an operation, consultation or investigation.
within the last three months, have commenced prescribed medication or treatment
require a medical, surgical, or psychiatric check up every 12 months or more frequently
have been given a terminal prognosis

Generally speaking someone would not travel if they were not up to it. The problem could be "visiting hospital / medical every 12 months".

Otherwise, this insurance is fine for holidays/short trips and in some cases over 70s.